Mismanaging your household finances can ruin your livelihood and you might end up on the street.
Mismanaging a company which you didn’t build won’t ruin your livelihood. It might of the employees. It may weight heavy on your conscience but we’ve heard enough of those “I take full responsibility” phrases that we know how heavy is that.
Most here won't want to hear it, but the average person does not want to lead. They want to be told everything will be alright.
Leading + consequences is difficult and stressful. Heck, just leading your own household is stressful, try doing it for someone else or 1000s.