This is really cool and (I think) unlocks an idea I've had for a long time: moviepass for restaurants (aka a new spin on groupon).
I think you could get consumers to subscribe to discounts/deals at nearby restaurants and I think you could get restaurants to offer discounts one-time or during non-peak days/times. I tried to do this in the past using card issuing services (like Stripe's) but it was clunky with debit cards. The ability to do this via credit would make this a lot easier.
It sounds like you want to offer a credit card which I don't believe Pier is doing. It seems like you want something like Ramp for consumer use. I'm not familiar with it, but it seems like Enfuce[0] might be a possible solution.
I think you could get consumers to subscribe to discounts/deals at nearby restaurants and I think you could get restaurants to offer discounts one-time or during non-peak days/times. I tried to do this in the past using card issuing services (like Stripe's) but it was clunky with debit cards. The ability to do this via credit would make this a lot easier.