Specifically for Belgium there is the CKP, which keeps track of all loans, inclu... | Hacker News

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Joeri on Aug 28, 2021 | parent | context | favorite | on: EU agency advises against using search and browsin...

Specifically for Belgium there is the CKP, which keeps track of all loans, including how timely they are paid, and which credit providers have to consult before granting any loan or line of credit.

https://www.nbb.be/nl/kredietcentrales/centrale-voor-krediet...

They also keep a black list of people who should be denied credit.

kome on Aug 28, 2021 [–]

so, in Belgium there is no creepy credit score, but a public registry.

That's a more intelligent solution to the problem, like in the rest of Europe.

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