> Unemployment is funded by taxes which are largely paid by the same people being laid off.
No. Unemployment is a mandatory insurance that all employed people must contribute to based on their income level. It's not a tax. It's an insurance.
> If I'm laid off, I'll first look at my savings and hit the job market before I consider driving right into unemployment.
That's silly, but okay. Would you not tell your home insurance that your house burnt down? I guess you may worry about a higher premium, but you don't need to worry about that with unemployment.
No. Unemployment is a mandatory insurance that all employed people must contribute to based on their income level. It's not a tax. It's an insurance.
> If I'm laid off, I'll first look at my savings and hit the job market before I consider driving right into unemployment.
That's silly, but okay. Would you not tell your home insurance that your house burnt down? I guess you may worry about a higher premium, but you don't need to worry about that with unemployment.