I've heard that in Japan, stamping with your personal stamp is accepted (and perhaps sometimes even required?). They have made electronic gadgets that store their stamps as images so that they can directly sign (stamp) an electronic document (using a specific input device).
I think we should have something like this, but with a personal certificate instead of an image. Of course I guess it requires some logistics (lost/stolen stamps, expiration dates, perhaps the stamp should be activated with fingerprints...).
Isn’t this equivalent to stamping PDFs with your signature like we do elsewhere ?
Also the stamp has to be registered to have legal value, which makes it tough to change.
But your idea of signing with the result of some personal certificate is very nice. It can be checked by crypto, different everytime, and wouldn’t matter how it is signed, if it’s easy to reproduce the content etc..
> Also the stamp has to be registered to have legal value, which makes it tough to change.
This is not actually true. Some stamps need to be registered (for example the stamp for corporation), but personal stamps for most applications don't need to be registered -- even for bank accounts. I have several and I'm always forgetting which one I used for my different bank accounts :-P.
One of the strange things about Japanese stamps is that if you let someone have your stamp, then it is considered that you have given them permission to do whatever they want with that stamp. The very fact that they have the stamp means that they are authorised. I got very angry at my previous employer (the government, no less) when my contract was over. They demanded that I give them my stamp I had used for stamping my time card. It happened to be the one I used for my bank account too (because I was clueless at the time!) It took me a couple of months to work around that. If you are ever working in Japan, treat your hanko (stamps) exactly the same way you would treat your encryption keys: use a different one for each application if possible.
As far as I know the registering part is mandatory for legal use but lets the accepting party decide to check it or not.
For instance as you point out for banks you can open an account without any check (you’re giving them money) but you won’t get a mortgage without proof of registration (they’re taking the risk)
At a previous company my boss had his company stamp (a shachihata) in a drawer for us to use when he’s not there. It’s interesting because by the rule of law we would be the one in fault for using someone’s stamp, so it better be for stuff he approved verbally or other ways.
Too bad anyone can access your stamp if you simply lose it. When I first saw the stamp thing for myself, I couldn't fathom how anyone would consider that secure. Better than a signature? Maybe. But easily reproducible and too tangible to consider safe.
See the examples below in discussion with personal certificates and signing keys embedded in gov't ID chipcards of certain European countries, Estonia has this for more than a decade already and now many more countries have something like this.
I think we should have something like this, but with a personal certificate instead of an image. Of course I guess it requires some logistics (lost/stolen stamps, expiration dates, perhaps the stamp should be activated with fingerprints...).